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Tuition Assistance at Work Many employers have programs to help their staff pay for continuing education. This might include reduced tuition or tuition reimbursement. Contact your company's human resources department to see if this is an option for you. Military Tuition Assistance Those that have served in the military may be eligible for education benefits, like the Montgomery GI Bill ® Program, the Post-9/11 GI Bill and various other programs and grants. Eligibility for these programs is based upon specific criteria and special requirements. To learn what may be available to you, it's important to talk with a special advisor who understands military tuition assistance options. It's also important to note that there is a time limit on receiving benefits under the GI Bill, so if you've served and think you may qualify, it's important to take action. You can directly contact your Veterans Administration or explore the Department of Veterans Affairs to learn more about education and training benefits. Additionally, you can read more about military education benefits by visiting www.Military.com/education. Federal Work-Study Programs Work-study programs are essentially part-time jobs that students can use to earn money while they are in school. This option is available to undergraduate and graduate students who are either full- or part-time students. Here are some quick facts about work-study programs: • There is a limit to the number of hours you can work under a work-study program. • Work-study jobs can be on or off campus. • Not every university and college has work-study options. • When possible, work-study jobs are related to your area of study. Work-study programs are a function of a university or college's financial aid office. If you're interested in learning more, you need to contact this office directly. They will let you know if this is an option and help you find work-study possibilities. Private Student Loan You might also be able to get a private, non-federal student loan to cover tuition expenses. These may be funded by a bank, credit union or other lending source. It is important to understand that private loans have different terms than those offered through the federal government. The interest rates are often higher, and many require repayment while you're still in school, so proceed with extra caution. Always explore federal student loan options before considering private loans. Federal student loans tend to have lower interest rates and more student-friendly terms.z